Investment Inflation Calculator

Calculate how inflation affects your investments over time and plan for your financial future

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Investment Results

Initial Investment (PV) $10,000.00
Future Value (FV) $16,470.09
FV Adjusted for Inflation $13,092.45
Total Contributions $0.00
Total Interest Earned $6,470.09

How This Calculator Works

This calculator shows how inflation affects your investments over time. The “Future Value” is what your investment will be worth in future dollars, while “FV Adjusted for Inflation” shows what that amount would be worth in today’s dollars after accounting for inflation.

  • Initial Investment (PV) – The present value or principal amount to be invested.
  • Target Future Value – The inflation-adjusted future value (FV) of your investment account.
  • Number of Years – How long is this investment? Decimals are allowed, for example, 6.5 years is 6 years 6 months; 2.25 years is 2 years 3 months.
  • Contributions – This is the amount of periodic deposits you will make to your account over the time of your investment.
  • Frequency – Calendar periods that contributions will be made (e.g., Monthly, Quarterly, Annually, etc.).
  • Annual Interest Rate – The annual nominal interest rate or “stated rate” in percent. r = R/100, the interest rate in decimal.
  • Compounding – The frequency with which compounding will occur (e.g., Monthly, Quarterly, Annually, etc.).
  • Annual Inflation Rate – The average rate of inflation you expect over the time period of your investment. You can calculate the average inflation rate of the past to make an estimate.